Paid off 2 credit cards. Both were almost maxed out. One for $1,000 and one for $1,500. How long will it take for my score to go up and about how long could this take? Let me know! Thanks! I will give 10 points to a helpful answer!
      Answer1:It depends - were those cards charged off? Did you have any payments that were delinquent for 90 days or more? People can have nearly-maxed cards, yet continue to make steady, timely payments. Nearing your max hurts your credit score a bit by making your debt-to-credit ratio too high, but that isnt nearly as bad as missing payments or charge-offs.As far as "how long", again, that depends on your borrowing habits. If you keep those credit lines open (I hope you didnt cancel them, thereby cutting off your credit history, which factors as part of your score) but spend more responsibly (smaller balances, paid off in full every month), it can slowly climb back up over several months. You can also call your credit card companies and see if theyll raise your card limit; having a higher available credit limit will boost your score a bit and make it easier to keep from approaching your limit. As a rule of thumb, never go above 50% of your limit. You should try to keep it much lower than that, but 50% and over is just begging for trouble.Give it time; theres no "quick fix", just responsible spending and patience.EDIT: If you were never late, and have no other delinquencies, then your score should gradually recover without much issue. Good luck, and congrats on getting out of debt!